Do you need compact tractor insurance?

Insurance for your compact tractor isn't required by state law since they aren't street vehicles. But, if you're leasing or financing your tractor, your lender may require coverage against physical damage. Even if your tractor is paid in full, compact tractor insurance can be crucial to pay for a new tractor if yours is stolen, vandalized, or damaged in an accident.

How much is compact tractor insurance?

At Progressive, liability coverage for a compact tractor starts as low as $75/year. ** The actual cost of your policy will depend on many factors, such as your type of tractor, location, coverage selection, and coverage limits. You can bring down the cost of tractor insurance with a variety of discounts that we automatically apply to your policy if you qualify.

What do you need to get a compact tractor insurance quote?

All you need to know is your tractor's year, make, and model to get an accurate quote in minutes. You need the serial identification number to start a policy.

Are certain tractors not eligible for coverage?

Compact tractors used for professional farming and model years before 2010 aren't eligible for coverage. Even if your tractor's model isn't in the pick list, we may still be able to insure it after a review.

Compact Tractor Insurance

Protect your farming companion with reliable coverage

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Quote compact tractor insurance online in minutes

From mowing and hauling to plowing and tilling, your compact tractor works hard for you — and you need a compact tractor policy that will do the same.

Common compact tractors we insure: John Deere, Kubota, Bobcat (Kioti), TYN, Mahindra.

Mow down savings with compact tractor insurance discounts

We automatically add the discounts you qualify for when you quote online or by phone. Here are a few you could earn:^*

Multi-policy

Get a discount if you have another Progressive policy like auto, homeowners, renters, RV, or boat.
Pay in full

We'll add an easy discount to your compact tractor policy simply for paying up front and in full.
Original owner

Are you the original owner of your utility trailer? We'll add a discount for that, as long as you have comprehensive and collision coverage.

Personalized coverage for you and your compact tractor

Progressive offers customizable standalone tractor insurance to safeguard your assets and your tractor, both on and off your property. Check out these important coverages on a compact tractor policy:

Required

Bodily injury & property damage liability (BI/PD)

Protects your wallet if you cause an accident

Liability coverage is included on all compact tractor policies and can protect you, up to your coverage limit, if you're liable for someone else's injuries or damage while operating your tractor.

Example: You lose control of your tractor and injure your neighbor. Liability coverage may pay for their medical bills, up to your coverage limit.

Recommended

Comprehensive

Protects your tractor if the unexpected happens

Comprehensive coverage covers your tractor against incidents beyond your control, including theft, vandalism, fire, weather, and collisions with animals.

Example: Your compact tractor is damaged in a garage fire. Comprehensive may pay to repair or replace your tractor, minus your deductible.

Recommended

Collision

Covers your tractor against damage from accidents

Collision coverage can pay to repair or replace your tractor if it collides with a fence, tree, or other object.

Example: You lose control of your tractor and collide with a tool shed. Collision can pay for the repair cost, minus your deductible.

Included with comprehensive

Accessories and custom parts equipment

Covers upgrades you made to your tractor

When you add comprehensive coverage to your Progressive compact tractor policy, we automatically give you $3,000 in coverage for accessories, customizations, and equipment. You have the option to purchase up to $30,000 in additional coverage for your accessories and equipment.

Example: You added a front-end loader to your tractor, but it was damaged in an accident. We may pay to replace the front-end loader and no depreciation is factored into its value.