How much does car insurance cost?

Your car insurance cost will be determined by factors like your age, location, driving record, vehicle type and usage, and more. Find out how much car insurance costs , including average rate by region. Remember, simply switching your policy to Progressive could result in a decrease to your car insurance cost. Get your quote today to find out how much you could save by switching. Allstate customers who switch and save with Progressive save $1,019 on average § GEICO customers who switch and save with Progressive save $759 on average §§ State Farm customers who switch and save with Progressive save $792 on average #

What do I need to get an auto insurance quote?

To get the most accurate car insurance quote, you need to provide: Your car's make, model, and year Some information about your driving history Next, to purchase an auto policy, you'll need your vehicle identification number (VIN) and driver's license number. Not sure which coverages to select for your new policy? Our car insurance calculator can help you estimate your coverage needs. Ready to get started? Get a quick car insurance quote online or call 1-855-347-3749 . We're here for you around the clock to help with questions, policy updates, and claims. Call, go online, use the Progressive app , or even chat with us — our lights are always on.

What are auto insurance premiums and deductibles?

Your auto insurance premium is the amount you pay your insurance company to protect yourself and your vehicle. A car insurance deductible is the portion of a covered insurance claim you're responsible for. Whenever you have an approved claim, your deductible amount is subtracted from your total claim payout. Learn more about car insurance deductibles .

What is gap insurance?

Gap insurance is an optional coverage that may help pay off the balance on your loan or lease if your vehicle is totaled. Progressive offers a similar coverage known as loan/lease payoff coverage , which can help pay the difference between your vehicle's current value and what you owe on your loan or lease, up to your coverage limit.

How do I file a car insurance claim with Progressive?

You can file a car insurance claim with Progressive by logging in to your policy , calling 1-800-776-4737 , or using the Progressive app . Our claims experts will make sure you get back on the road as soon as possible. Learn more about the auto insurance claims process .

How do I add a new or teen driver to my car insurance?

To add a new or teen driver to your policy, simply call 1-855-347-3749 or log in to your account. You'll need to provide the new driver's name, birthdate, driving history, license information, and the VIN of the car they'll be driving (if the car isn't already on your policy).

Does Progressive offer Accident Forgiveness?

Yes, we offer a few different Accident Forgiveness programs that can help you avoid a rate increase after an accident. Learn more about our available Accident Forgiveness features .

Car Insurance

Average savings of over $900 in most states for drivers who switch & save^*

Product

Bundle Save an average of 5% on auto in most states!^Δ

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Car insurance at the right price is important — so is finding the right coverage. We make it easy to find both with a quick quote, plus tools to manage your policy 24/7. Quote now and see why over 37 million drivers trust us.

Need more info before you start? See what you need for a car insurance quote.

Discounts that make auto insurance affordable

Unlock easy savings! Our auto customers enjoy an average of seven discounts — here are just a few that you could earn:

Savings!

Bundle & save
New customers who bundle their home and auto save $1,086 on average.^* Combine coverage for your RV, boat, motorcycle, and more for additional multi-policy savings.
Student and teen discounts
Students with a B average or better can earn our good student discount for auto insurance,^** plus teens age 18 or younger get a discount too.^†
Drive safe to save more
Our Snapshot® program customizes your car insurance rate based on how you drive. On average, customers who save with Snapshot enjoy $322 in savings per year.^††

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PERKS OF PROGRESSIVE AUTO

Accident forgiveness

If you have a claim totaling less than $500, we won't raise your rate. Stay with us for five years, and we won't raise your rate for any claim in most states.

Learn about accident forgiveness
Everyday discounts

PerkShare® lets you save on more than just car insurance, with special offers on car rentals, moving services, restaurants, and more.

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Help when you need it

Progressive's Accident Response feature can help you with a tow, emergency services, and claims support after an accident in nearly every state.

Get Accident Response

Why choose Progressive?

Customize your car insurance coverage

Protect yourself from accidents, windshield damage, lawsuits, and more. We guide you in customizing your coverage when you quote car insurance. Get auto insurance quotes online and personalize your policy today.

These are some of the most common car insurance coverages. Requirements and offerings may vary by state.^‡

Required

Liability

Protects you if you cause an accident

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Liability coverage is required for all drivers in most states. It pays for property damage and injuries you cause to others if you're found responsible for a car accident. It can also cover related legal expenses.

Example: You cause an accident with another car. The other driver's knee is hurt from the impact and their car is damaged in the accident. Your liability coverage can pay for their related medical care and car repairs up to your policy's liability limits.

Recommended

Comprehensive & collision

Protects your car from the unexpected

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Often purchased together if you have a new car or high-value vehicle, comprehensive coverage and collision coverage protect you financially from unexpected damage to your car. State law doesn't require them, but your car lease or loan probably does.

Example: If your car is stolen or damaged by a non-collision event (including hitting an animal, fire, hail damage, other acts of nature, vandalism, and theft), comprehensive can cover your car repairs.

Example: If your car is damaged in an accident, collision can cover your car repairs regardless of who's at fault.

Roadside assistance

Pays for towing services and more

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Our roadside assistance covers towing services if your car breaks down, as well as flat tire changes, fuel delivery, lock-out services, and more.

Example: Your car breaks down and you need to get it to a repair shop. We'll arrange to tow your car anywhere in a 15-mile radius or to the nearest shop.

Uninsured / underinsured motorist

Protects you from drivers who can't pay for damages

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Required in some states, uninsured/underinsured motorist (UM/UIM) coverage can pay for your injuries if you're hit by a driver with too little or no car insurance. UM/UIM can offer peace of mind in case you're in an accident caused by someone without enough liability coverage to cover your injuries and damages.

Example: You're rear-ended by a driver who doesn't have car insurance. UM/UIM can cover your medical bills and car repairs up to your limits.

Exclusive

Progressive Vehicle Protection^||

Covers major system issues and more

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Available exclusively from Progressive, our vehicle protection plans cover key fob replacements, dents and dings, and your vehicle's major systems after the manufacturer's warranty expires.

Example: Your car's A/C dies a year after your warranty expires. The part to replace it costs $900. You can file a claim with your Progressive Vehicle Protection plan. After paying a $100 deductible you get $800 back to pay for the A/C repair.

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Tools that help you save more

AutoQuote Explorer® is a tool we offer that lets you compare car insurance rates from different companies.^‡‡ Have a budget in mind? Our Name Your Price® tool helps you see which coverages fit your price range and then build your own policy.

How much car insurance do I need?

Car insurance, specifically liability coverage, is required in nearly every state to protect you financially if you cause injuries or property damage to someone.

Use our coverage calculator to quickly estimate how much coverage you should consider based on your location and preferences. When you quote with us, you'll have the flexibility to choose what you want while getting affordable car insurance coverage that meets your state's requirements.

You can also select your state to find out what coverages are required where you live:

Common questions

Get quick answers to some of the most asked questions about car insurance. See our auto insurance FAQ page for even more information.

Your car insurance cost will be determined by factors like your age, location, driving record, vehicle type and usage, and more. Find out how much car insurance costs, including average rate by region.
Remember, simply switching your policy to Progressive could result in a decrease to your car insurance cost. Get your quote today to find out how much you could save by switching.
- Allstate customers who switch and save with Progressive save $1,019 on average^§
- GEICO customers who switch and save with Progressive save $759 on average^§§
- State Farm customers who switch and save with Progressive save $792 on average^#
To get the most accurate car insurance quote, you need to provide:
- Your car's make, model, and year
- Some information about your driving history
Next, to purchase an auto policy, you'll need your vehicle identification number (VIN) and driver's license number. Not sure which coverages to select for your new policy? Our car insurance calculator can help you estimate your coverage needs.
Ready to get started? Get a quick car insurance quote online or call 1-855-347-3749. We're here for you around the clock to help with questions, policy updates, and claims. Call, go online, use the Progressive app, or even chat with us — our lights are always on.